State Bank of Illinois accommodates a wide range of business lending needs, including small business loans. Whether you are considering a small business credit line or embarking on a complex commercial real estate transaction, our lenders provide the expertise to assist you and can tailor our services for your specific requirements.

• Commercial Lines of Credit
  This revolving line of credit is designed for businesses that have on-going working capital needs. It is an ideal way to finance accounts receivable, take advantage of supplier discounts, fund growth strategies and address other short-term cash needs.
  
  
• Commercial Term Loans
  Our commercial term loans are designed to meet your long-term financing needs. Ideal for companies that need fixed-asset financing for machinery, office equipment or a new vehicle, our commercial term loans offer predictable monthly payments that can be incorporated into your company’s budget.
  
  
• Commercial Real Estate Loans
  If you need to buy a building, refinance an existing office location or expand your operations, we offer business mortgage loans at competitive interest rates. For your convenience, monthly mortgage payments can be deducted from your State Bank of Illinois commercial checking account.
  
  
• Commercial Letters of Credit
  For qualifying businesses, State Bank of Illinois will provide a stand-by guarantee of credit for specific commercial projects.
  
  Please contact our Loan Department at 630-231-1800 for more information about our loan rates and lending services, or for assistance with our online loan applications. You can also e-mail us through the “Contact Us” page of this website.